Here is a new twist on the mortgage calculator. Here you tell how much you want to spend each month, an interest rate and a loan amount, and the computer tells you how long it will take you to pay it off!

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Loan Payment Calculator

Enter the values and we will tell you the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.

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Rent vs. Own

Determine whether it is financially better to purchase a home or rent.

Calculate

How much house can you afford?

Annual Income: Monthly Debt (Car payments, credit cards, student loan payment etc.): Cash in hand for down payment: Property tax rate (1% = $1000/yr for 100K house): Home Insurance rate (0.5% = $500/yr for 100K house): Interest Rate (%): Length of Loan (years):

Mortgage Calculator

Change the below fields as desired:

Principal Loan Balance: Annual Interest Rate (%): Amorization Length (years): Start Date: Month: Year: Show full amortization table? Pre-payment method: None : No Prepayments Monthly : Pre-pay a set amount each month Annually : Pre-pay a set amount once each year Bi-weekly : 26 half paymts/yr - 2 half pre-paymts each 6 months Bi-weekly : 26 half paymts/yr - 1 full pre-paymt each 12 months One Time : Pre-pay one set amount after a given # of months Monthly/Annually/One-Time Principal Prepayment Amount: One-Time Prepayment to be paid after payment (month #):

Principal & Interest Table Calculator

Enter the values to see a table of monthly payments:

Value
Minimum
Maximum
Principal:
Interest:
Number of years:

Mortgage Qualification Calculator

Enter the values below. The calculator will show what kind of income lenders will expect you to be making to qualify for the specific values. Property tax and home insurance numbers vary greatly by region and construction type.

Monthly mortgage principal + interest: Enter expected annual property tax: Enter expected annual home insurance: Enter expected monthly debt payments (car & student loans, credit cards, etc...): Sale price of home: Down Payment:

Front End Cost Calculator

How much does that loan REALLY Cost?

Enter the Loan Amount: The Quoted Interest Rate (%): The Quoted APR (%): Length of Loan (years):

APR Calculator

How much does that loan REALLY Cost?

Enter the Loan Amount: The Quoted Interest Rate (%): Points (%): Other Closing Costs to Include: Length of Loan (years):

How Long will it Last?

Here is a new twist on the mortgage calcuator. Here you tell how much you want to spend each month, an interest rate and a loan amount, and find out how long it will take you to pay it off.

Beginning Loan Balance: Minimum Monthly Payment: Maximum Monthly Payment: Annual Interest Rate (%):

Simple Loan Payment Calculator

Enter the values to find out the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.:

Principal: Interest Rate (%): Number of Years:

Rent vs. Buy Calculator

Rental Information

Property Information

Loan Information

Monthly Rent

$0 $4,000

Property Price

$0 $700k

Down Payment (%)

0% 100%

Monthly Renter's Insurance

$0 $500

Monthly Taxes

$0 $1,000

Interest Rate

0% 10%

Annual Rent Increase(%)

0% 10%

Monthly Insurance

$0 $1,000

Term

Monthly Maintenance

$0 $1,000

Selling Costs (%)

0% 30%

Home Value Appreciation (%)

0% 10%

The graph above shows the net cost per year for renting in comparison to buying.

6767 Academy Road NE | Albuquerque, NM 87109 | (505) 828-1000

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